• Step One:

    fafsa  & Federal Programs


    The FAFSA opens Oct. 1st! File here: www.fafsa.gov

    BEFORE filling out the FAFSA, BOTH the student and parent
    will need to create a FSA ID (username/password). 
    Create a FSA ID here: www.fsaid.ed.gov 
    You can store your FSA ID information on these worksheets. 

    fafsa questions Call 1 800 4FED-AID (800-433-3243)
    The FAFSA is the Free Application for Federal Student Aid. This application can qualify students for many types of federal grants, federal loans, and work-study programs...
    but that's not all!

     
    Did you know? The FAFSA is used to qualify you for many state grants, state scholarships and private scholarship opportunities at your institution. That is why completing a FAFSA is the first "scholarship" step!
    Overview on all Federal Aid found here. 
    Federal Grants
    (free monies that do not need to be repaid)

    Pell Grant  (eligibility based on many factors, but primarily financial need)

    FSEOG  (for exceptional need): 


    A TEACH Grant is available if you plan to become a teacher in a high-need field in a low-income area

    If your parent passed away as a result of service in Iraq or Afghanistan, you may be eligible for a Service Grant  

    Other military grants available.   

    Information on transferring GI Bill College Benefits 
    Information on maximizing your GI Bill Benefits 
    Work-Study

    Federal Work Study programs (qualifying students can work on their college campuses) 

     Federal Loans
    (monies that need to be repaid)    Student loan overview

    All students regardless of income will be offered at least one student loan program (low interest loans that need to be repaid beginning six months after graduation or discontinuing your education). If you accept a loan, you will receive Entrance Loan Counseling to understand fully your obligations, and sign a Master Promissory Note (the loan contract). These tasks will be accomplished through your college's financial aid office. Those who are financially eligible will be offered a subsidized loan (does not accrue interest while you are attending school). All students will be offered an unsubsidized loan (accrues interest while you are in school). If you are eligible for both, always accept a subsidized loan first. Parent PLUS loans can be applied for by the parents of students. 
    4caster Do you want a quick estimate before you file the actual FAFSA? Try the 4caster tool!  

Last Modified on August 1, 2018